Shelter Insurance
Columbia, MO, USA

The Southern Aid and Insurance Company is an insurance company that was founded in 1893, just 28 years after the end of the Civil War, by a group of black men in Richmond, Virginia. The purpose was to furnish adequate and affordable insurance protection to African-Americans. The company was the first chartered insurance company organized by blacks in the United States and had the distinction of being the oldest black owned and operated insurance company in the nation. It was also the largest African-American insurance company in the United States at one time. The company's name was later changed to the Southern Aid Society of Virginia which was the forerunner of the Southern Aid Life Insurance Company.